This is a sponsored post written by me on behalf of Chase Ultimate Rewards. All opinions are 100% mine.
I have discussed how we use our Chase Ultimate Rewards a few times now, but this time we have a different plan. Throughout the busy shopping and holiday season, I want to rack up as many rewards as possible to use toward home improvements in the New Year. Over the summer we managed to compile quite the to-do list. I am convinced our house was built with zero thought about brutal Chicago winters. Or, it's just general wear and tear catching up all at once. Either way, we have projects.
Holiday Ultimate Rewards into Summer Projects
The last few polar vortexes have done a number on our property. Once the neighborhood thawed last spring we realized that our driveway was shot, the pool is on its last legs, the screened-in porch is looking dangerous, and the deck around the pool is a straight-up hazard. I could go on, but you get the point. All of these fixes are major moolah. Thankfully, I have a handy hubby. I also have family and friends all in a number of different trades. While we will still require some sort of home equity loan to fund these projects, we can soften the blow a bit by purchasing materials using gift cards earned from credit card rewards.
The fourth quarter is when most of us spend the most money. Between holiday parties, gift-giving, winter vacations, and whatever else, it's just a given that money will be spent around this time of year. It's going to happen regardless, so I might as well earn rewards for it. Using my Chase Ultimate Rewards credit card on everyday purchases builds reward points quickly. I will use those rewards to stock up on gift cards for Home Depot and Lowe's. This way we can get many of the materials that we will need once we are ready to tackle some projects.
If it snows like this again this year, I may abort this entire plan and take a vacation instead. The beauty of Chase Ultimate Rewards is that there are so many choices when it comes to spending your points. Practical is how I am thinking right now, but dump feet of snow on us again and I will be singing a different tune.
Look how beautiful our pool and deck were just a few years ago. Crazy how much damage the elements can do. Hopefully winter will tone it down a notch and take it easier on us this year. If you don't have a credit card that earns Chase Ultimate Rewards, I highly suggest looking into one. As long as you are responsible with your credit card spending, it's a great way to get rewarded for everyday purchases. Whether you want to save toward home repairs like us, or just treat yourself, the rewards are extremely flexible. You can even request a credit on your statement, essentially paying down your bill. That's always a helpful option, as well.
How would you spend your Chase Ultimate Rewards?
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Stacie says
I honestly think I would take a vacation. In the new year when it is freezing cold I would go somewhere tropical.
Meagan says
I would love to spend them on a new couch! OR Christmas gifts!
Jeanine says
Vacation! It’s so needed right now and to be honest, I feel like I deserve one. My life has been one huge roller coaster the last few months.
Jeanette says
I am all for going some place tropical! I have been in the cold for years and hated it. I now live where it is warm and I will never live where it is cold again! LOL
Sabrina @ Dinner, then Dessert says
It’s so nice to be able to get rewards just for shopping for things you were already going to buy! It doesn’t even make sense not to have a rewards card!
Liz Mays says
Oh my gosh that is a lot of snow! I would definitely be taking a vacation!
Vera Sweeney says
I would love to use rewards to go on a tropical family vacation! Sounds like an amazing reward program.
Aubrey says
I would spend my points on fixing something. Seems like everything breaks at the same time.
Mistee Dawn says
Sounds like a really great rewards program. The snow last winter destroyed our pool and deck, too!
Autumn @Mamachallenge says
That is so much snow! I do not think Texas will ever get that much snow at once.
Nancy @ Whispered Inspirations says
WOW, I don’t know what I’d use them on. Gifts for sure.
Ann BAcciaglia says
Oh my, I really hope it does not snow like that again this year. I will need to move to Florida if it does!
Ginger Mommy says
I can think of a few things that I would use the rewards on. If it is another cold winter, then I agree on the trip to somewhere warm.
Ourfamilyworld says
Rewards are the best. I would use it for repairs.
Janis @MommyblogExpert says
Sorry that blizzard really wrecked your beautiful pool. I’m an Easterner living in California now. I know you’ll think I’m a little crazy but still I miss the change of seasons and the snow so much.
Krystal says
I have a bank account at Chase and am pleased with their service, but I haven’t tried rewards yet! Thanks for the tip.
Maggie Branch says
That is a great idea to make your money work for you twice! Good luck with all of your projects and wishing you an easier winter this year!